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Terms & Conditions.

1. Acceptance of Terms

These Terms and Conditions ("Terms") govern your access to and use of the website top10-ranked.com and any related services, content, or features (collectively, the "Services") operated by Tarzo Media LTD ("Tarzo Media", "Company", "we", or "us"). These Terms, together with our Privacy Policy, form a legally binding agreement between you ("you" or "user") and Tarzo Media.

By continuing to access or use the Services, you confirm that you have read, understood, and agree to be bound by these Terms. We may update or modify these Terms at any time. Material changes will be communicated via email or a prominent notice on the Website. Continued use following any update constitutes your acceptance of the revised Terms.

2. Licence to Use the Services

2.1 Limited Licence

Subject to your compliance with these Terms, Tarzo Media grants you a personal, non-exclusive, non-transferable, non-sublicensable, revocable licence to access and use the Services for your own personal, non-commercial purposes. This licence may be revoked at any time at our discretion.

2.2 Prohibited Uses

You agree that you are 18 years of age or older. You must not use the Services to:

You are solely responsible for obtaining and maintaining any equipment, software, or internet connections required to access the Services.

3. User-Submitted Content

3.1 Your Responsibility

If you submit any content to the Website ("Submitted Content"), you accept full responsibility for it. Tarzo Media is not liable for any Submitted Content and may remove or edit it at our sole discretion and without notice. Tarzo Media is under no obligation to display, publish, or retain your Submitted Content. Do not submit anything you wish to keep private.

3.2 Licence Grant

By submitting content to the Services, you grant Tarzo Media a worldwide, irrevocable, perpetual, royalty-free licence to use, host, store, reproduce, adapt, publish, and distribute that content for any purpose related to operating or improving the Services.

3.3 Your Warranties

You represent and warrant that your Submitted Content: (a) complies with all applicable laws and these Terms; (b) does not infringe the intellectual property, privacy, or other rights of any third party; (c) does not contain unlawful, threatening, defamatory, obscene, or otherwise harmful material; and (d) is free from third-party restrictions, royalties, or payment obligations.

4. Accounts and Feedback

You are solely responsible for maintaining the security of any credentials you use to access the Services. If you suspect your credentials have been compromised, you must notify us immediately and update your login details.

If you submit ideas, suggestions, or other feedback about the Services ("Feedback"), you acknowledge that: (a) Tarzo Media will own all rights in the Feedback; (b) it will not be treated as confidential; and (c) we may use it freely without restriction, compensation, or credit to you.

5. Intellectual Property

All intellectual property rights in and to the Services — including the Website design, layout, software, algorithms, text, graphics, trademarks, and all other content — are owned by or licensed to Tarzo Media ("Company IP"). Nothing in these Terms transfers any ownership of, or grants any rights in, Company IP to you.

"Intellectual Property Rights" means all worldwide rights, whether registered or unregistered, including copyrights, trade marks, service marks, domain names, patents, trade secrets, and all analogous rights.

6. User Warranties

By using the Services, you represent and warrant that: (a) you hold all necessary rights, permits, and consents to fulfil your obligations under these Terms and to grant any rights described herein; and (b) your use of the Services complies with all applicable laws, regulations, and statutes.

7. Privacy

Our collection and use of personal data is governed by our Privacy Policy. Please review it carefully before using the Services.

8. Disclaimer of Warranties

THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, TARZO MEDIA DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

TARZO MEDIA DOES NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF HARMFUL COMPONENTS. WE DO NOT REPRESENT THAT ALL PRODUCTS, PRICES, OR RANKINGS ON THE WEBSITE ARE EXHAUSTIVE OR CONSTITUTE ENDORSEMENTS. PRODUCT RANKINGS AND SELECTIONS ARE GENERATED BY OUR ALGORITHMS AND REFLECT SUBJECTIVE CRITERIA SELECTED BY TARZO MEDIA — THEY ARE NOT RECOMMENDATIONS.

Some jurisdictions do not permit certain warranty exclusions, so some of the above may not apply to you.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, TARZO MEDIA, ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND LICENSORS SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING FROM OR RELATED TO YOUR USE OF THE SERVICES — INCLUDING LOSS OF PROFITS, REVENUE, DATA, GOODWILL, OR BUSINESS OPPORTUNITIES — EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

IN ALL CASES, TARZO MEDIA'S MAXIMUM AGGREGATE LIABILITY TO YOU SHALL NOT EXCEED ONE HUNDRED US DOLLARS (USD $100).

Some jurisdictions do not allow exclusion or limitation of certain damages, so the above may not apply in full to you.

10. Indemnification

You agree to indemnify, defend, and hold harmless Tarzo Media and its officers, affiliates, employees, agents, and licensors from and against any claims, losses, liabilities, damages, and costs (including reasonable legal fees) arising from: (a) your use of the Services; (b) any violation of a third party's rights, including intellectual property or privacy rights; or (c) any breach of these Terms.

11. Third-Party Content and Links

The Services may contain links, references, and listings relating to third-party websites, products, or services. Tarzo Media does not control or endorse any third-party content, and we are not responsible for its accuracy, availability, or legality.

Some links on top10-ranked.com are affiliate links. When you click through and make a purchase, Tarzo Media may earn a commission at no additional cost to you. Affiliate links are provided purely for your convenience and do not constitute endorsements of the products or retailers involved. We participate in affiliate programmes including, but not limited to, the Amazon Associates Programme.

Any transaction you complete with a third-party merchant is solely between you and that merchant. Tarzo Media is not a party to any such transaction and accepts no responsibility for it.

12. Takedown Requests

If you believe that any content on top10-ranked.com infringes your intellectual property rights, violates your privacy, or is otherwise unlawful, please send a detailed written notice to service@tarzomedia.com identifying the relevant content and the factual basis of your complaint. We will make reasonable efforts to investigate and address valid complaints promptly.

13. Termination

Tarzo Media may suspend or terminate your access to the Services at any time, with or without notice, for any reason — including violation of these Terms. Upon termination, all licences granted to you under these Terms will immediately cease. Tarzo Media may delete any associated content or data at its discretion. Sections 1, 2.2, 3–14 shall survive termination.

14. Dispute Resolution

14.1 Arbitration Agreement

All disputes, claims, or controversies arising out of or relating to these Terms or the Services ("Disputes"), other than claims relating to intellectual property infringement ("Excluded Disputes"), shall be resolved through binding individual arbitration rather than in court. You and Tarzo Media each waive the right to a court trial or jury trial in respect of Disputes.

14.2 Arbitration Rules

Arbitration shall be conducted through the American Arbitration Association ("AAA") under its Consumer Arbitration Rules, or an equivalent arbitral body if the AAA is unavailable. Claims under USD $10,000 may be resolved by non-appearance-based arbitration (telephone, online, or written submissions). Any arbitration award may be entered in any court of competent jurisdiction.

14.3 No Class Actions

ALL DISPUTES MUST BE ARBITRATED OR LITIGATED ON AN INDIVIDUAL BASIS. YOU WAIVE ANY RIGHT TO PARTICIPATE IN A CLASS ACTION, CLASS-WIDE ARBITRATION, OR CONSOLIDATED PROCEEDING. IF THIS WAIVER IS FOUND INVALID, THE ARBITRATION AGREEMENT SHALL NOT APPLY TO THAT CLAIM.

14.4 Opt-Out

You may opt out of this arbitration agreement by notifying Tarzo Media in writing within 30 days of first becoming subject to these Terms. Your opt-out notice must include your name, contact details, and a clear statement that you wish to opt out. Send your notice to: service@tarzomedia.com.

14.5 Excluded Disputes — Governing Law and Jurisdiction

Excluded Disputes shall be governed by the laws of England and Wales. The parties submit to the non-exclusive jurisdiction of the courts of England and Wales for any Excluded Dispute.

15. General Provisions

Severability: if any provision of these Terms is found invalid or unenforceable, it will be modified to the minimum extent necessary to make it enforceable, or severed if modification is not possible, without affecting the validity of the remaining provisions.

Entire Agreement: these Terms, together with our Privacy Policy, constitute the entire agreement between you and Tarzo Media regarding the Services.

Assignment: Tarzo Media may assign these Terms at any time. You may not assign your rights or obligations without our prior written consent.

No Waiver: failure to enforce any provision of these Terms does not constitute a waiver of our right to enforce it in future.

Limitation Period: any claim arising out of or relating to the Services must be brought within one (1) year of the cause of action arising, or it will be permanently barred.

Third-Party Beneficiaries: no provision of these Terms is intended to confer rights on any third party except where expressly stated.

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